How To Avoid A New Years Financial Hangover

I wanted to take a moment and talk about how to avoid a new years financial hangover…

Regardless of the holiday you celebrate this season, it is bound to be a mix of joy and energy drain… not to mention a hit to your wallet!

Just sit back and think about what would make this holiday season the best ever for you and your loved ones.

Hint: It’s not how many presents you buy or how much money you spend.

It’s about the experiences you create and the memories you build by spending quality time with your loved ones.

Are there great things you can plan with your family and friends that cost little or no money?

How about a game night with your family while sipping hot chocolate?

Roasting marshmallows or, better yet, making S’Mores using the fireplace?

What about family night with a great movie and some popcorn while you all huddle on the couch?

There’s always outdoor skating or tobogganing if you live cooler climes, or maybe Frisbee or touch football if you live in warmer areas.

However you choose to spend the holidays, remember it’s about the memories, not the mounds of presents!

Your loved ones will thank you for the gift of your time, attention and love this holiday season, and your wallet will get a well-deserved break.

Now, does this describe you?

You’re a smart cookie, but can’t quite get a handle on your money

You earn a decent income, yet your debt remains constant (or is growing)

You are moving forward in life, but your money isn’t…

You Are Not Alone!

Do Not Miss!

Join Marla Mac on Wednesday, December 11 at 5pm Pacific (8pm Eastern) for a FREE webinar:

“From Money Mess to Financially Fabulous:
3 Keys to Stop the Debt Cycle for Good and Keep More Money in the Bank!”

To register for FREE and get more details, go to (replay available to registrants)

Here’s to making great things happen!

Happy holidays!


Mark Huber

PS: Words to Live By

”You must gain control over your money or the lack of it will forever control you.”
— Dave Ramsey

Top Things To Know About Canadian Mortgages [Infographic]

This Infograhic illustrates the top things to know about Canadian mortgages…

Sponsored by the Canadian Association of Accredited Mortgage Professionals (CAAMP) this Infographic highlights their recent report on the state of the Canadian residential mortgage market.

This report included an online survey of more than 2,000 participants made up of both homeowners and renters.

A big “shout out” and thank you to the team and PushPullLabs for helping make sense of all the facts and figures that were collected and to communicate them in a very clear and meaningful way…

Canadian mortgage market statistics
Mortgage Infographic by

Back to you!

How do you handle your mortgage?

Variable or fixed?